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  2. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  3. How Car Loan Charge-Offs Work - AOL

    www.aol.com/car-loan-charge-offs-171400504.html

    Auto lenders commonly charge off the debt they're unable to collect. When a borrower stops making payments on their auto loan, the lender deems the debt a liability rather than an asset.

  4. I'm 31, make $97,000 a year and am completely debt-free while ...

    www.aol.com/finance/im-31-97-000-am-144500160.html

    Getting a car loan without credit history is difficult, but you have options. I'm 31, make $97,000 a year and am completely debt-free while living with my parents — but I can't get approved for ...

  5. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    A guarantor loan can, consequently, enable someone to borrow either more money, or the same amount at a lower rate of interest, than they would otherwise be able to secure through a more traditional type of loan. Guarantors are often parents who want to help out their young adult children – it could be help raising the deposit for their first ...

  6. Family purpose doctrine - Wikipedia

    en.wikipedia.org/wiki/Family_purpose_doctrine

    For example, in Arizona, the family purpose doctrine is applied very broadly and holds parents liable even for the negligence of a child driving a motor vehicle in defiance of driving restrictions placed upon him. [10] In Georgia, the 'family purpose' liability extends to third parties allowed by the teenage driver to operate the car.

  7. How healthy are your finances, really? 4 money questions to ...

    www.aol.com/finance/financial-questions-to-ask...

    Divide your total monthly debt payments — including all housing costs, credit card, car loan, personal loan, alimony, child support and other debts — by your monthly income before taxes. This ...

  8. Collateral protection insurance - Wikipedia

    en.wikipedia.org/wiki/Collateral_protection...

    Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions. CPI, also known as force-placed insurance and lender placed insurance, [1] may be classified as single-interest insurance if it protects the interest of the lender, a single party, or as dual-interest insurance coverage if it protects the interest of both the lender and the ...

  9. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.