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  2. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  3. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

  4. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Borrowers with excellent credit scores can qualify for personal loan rates of around 10.73 percent to 12.50 percent. You may also qualify for a higher loan amount than the limit on your credit ...

  5. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    For example, if you have two credit cards with a total credit limit of $10,000 taking out a personal loan and consolidating $5,000 of the credit card debt will increase the total amount of credit ...

  6. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    To qualify for a personal loan, borrowers generally need a minimum credit score of at least 580 — though certain lenders have even lower requirements than that.

  7. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

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