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2. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Credit counseling can help you choose. Debt relief is the process of reorganizing your debts to make repayment more streamlined, simple or affordable. You can take different approaches depending ...

3. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   Bankruptcy can also remain on your credit reports for seven to 10 years. It may only reduce your debts : In some cases, bankruptcy may reduce your debts rather than eliminate them.

4. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Credit counseling. Credit counseling agencies are organizations that help make your monthly debt expenses more manageable. There are both for-profit and nonprofit agencies across the nation, but ...

5. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...

6. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Credit Counseling. Non-profit agencies offer free or low-cost advice and can help create a debt management plan tailored to your needs. ... While often seen as a last resort, bankruptcy can ...

7. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.