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2. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...

3. Debt management plans: What you need to know - AOL

   www.aol.com/finance/debt-management-plans-know...

   Pros and cons of debt management plans. ... “Establishing a debt management plan with a credit counseling agency is similar to hiring a personal trainer for your money,” says Steven Kibbel, a ...

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Debt settlement pros and cons. To determine if this payoff method is bad for your credit record or the right path toward financial peace of mind, consider the following pros and cons of debt ...

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Pros of debt management programs You obtain a personalized roadmap to help better manage your finances. The company you work with can help negotiate concessions from creditors, like lower interest ...

6. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Credit counseling can help you choose. Debt relief is the process of reorganizing your debts to make repayment more streamlined, simple or affordable. You can take different approaches depending ...

7. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Pros and cons of negotiating credit card debt. ... This only applies to credit cards and other unsecured debt. Debt counseling agencies can negotiate lower interest rates and fees but don’t ...