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2. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   If your home’s value has increased, for instance, from $350,000 to $400,000, and you have paid down your mortgage and previous home equity loan to a total outstanding amount of $200,000, you ...

3. Refinancing and Home Equity Loans: 5 Key Differences You ...

   www.aol.com/refinancing-home-equity-loans-5...

   When you have equity in your home -- meaning your outstanding home loan balance is less than the house's value -- you can take out loans against that equity. You have two options: refinancing your...

4. Fact vs. fiction: Top 7 common home equity myths — debunked

   www.aol.com/finance/home-equity-myths-debunked...

   Car repair, medical expenses or last-minute travel costs can take anyone by surprise, and if you don’t have an emergency fund, a home equity loan could help. Debt consolidation. Your home equity ...

5. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   Home equity. The cash value of your home. For example, if your home is valued at $400,000 and you owe $200,000 on the mortgage, your home has $200,000 of net equity. Loan-to-value (LTV) ratio. The ...

6. Cash-out refinance for energy-efficient improvements - AOL

   www.aol.com/finance/cash-refinance-energy...

   Assume your home is worth $425,000, and you currently owe $250,000 on your mortgage. You have $175,000 in equity in your home. If the lender lets you pull out as much as 80 percent of your home ...

7. Mortgage refinance: What is it and how does it work? - AOL

   www.aol.com/finance/mortgage-refinance-does...

   When you do a cash-out refinance, you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home ...