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2. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   Homeowners who do not have enough equity to refinance may be able to pay down their mortgage balance using a personal loan. With mortgage rates still stubbornly high, it’s unlikely that you’ll ...

3. Personal loan vs. home equity loan: Which is the best fit for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Personal loans come with fixed interest rates that range from around 8% to 36%, though the average rate is around 12% to 16%. These rates are fixed, which means that the rate you receive is the ...

4. How to calculate your home equity — and how much of it you ...

   www.aol.com/finance/calculate-home-equity...

   The CLTV includes your first mortgage and any other loans attached to your home — including the HELOC or home equity loan you’re applying for. For example, if you wanted a $30,000 home equity ...

5. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   A personal loan calculator allows you to compare the payments on a variety of loan terms to figure out which one is the best fit for your budget. ... because personal loan interest rates range ...

6. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

7. How much equity can I borrow from my home? (And why isn’t it ...

   www.aol.com/finance/much-equity-borrow-home-why...

   A cash-out refinance, which replaces your primary mortgage with a new bigger one, basing the difference on your home equity’s worth, carries closing costs that can account for 2 to 5 percent of ...