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2. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   The purpose of making such a declaration is to help support a tax deduction for bad debts under Section 166 of the Internal Revenue Code. In that respect it is a form of write-off. Bad debts and even fraud are simply part of the cost of doing business. The charge-off, though, does not free the debtor of having to pay the debt.

3. Bad debt - Wikipedia

   en.wikipedia.org/wiki/Bad_debt

   In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

4. UCC-1 financing statement - Wikipedia

   en.wikipedia.org/wiki/UCC-1_financing_statement

   A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt). This form is filed in order ...

5. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Once you’ve put your expenses down on paper or entered them into a spreadsheet, go through each item and find ways to free up enough money each month to pay off all your debts in 12 to 18 months ...

6. Reaffirmation agreement - Wikipedia

   en.wikipedia.org/wiki/Reaffirmation_agreement

   Reaffirmations are strictly voluntary. If you wish to reaffirm (agree to pay back) any particular debt, you must enter into a written agreement with the creditor, which legally obligates you to pay all or a portion of a dischargeable (wiped out by the bankruptcy) debt. The form for this is Form 240A Reaffirmation Agreement.

7. Should You Sell Profitable Investments To Pay Off Debt ... - AOL

   www.aol.com/finance/sell-profitable-investments...

   Being in debt can be damaging in many ways. Debt can lead to additional expenses from interest charges and a decrease in credit score. Plus, it can limit your ability to finance new purchases.