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So, if the mortgage rate on a $150,000 refinance would normally be 7 percent, paying one point could reduce it to 6.75 percent, at a cost of $1,500 upfront. Shop around .
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
Freddie Mac reports an average 6.60% for a 30-year fixed-rate mortgage, down 9 basis points from last week's average 6.69%, according to its weekly Prime Mortgage Market Survey of nationwide ...
Rates on a 15-year mortgage stand at an average 6.16% for purchase and 6.20% for refinance, down 2 basis points from 6.18% for purchase and 1 basis point from 6.21% for refinance over the past week.
Rates on a 15-year mortgage stand at an average 6.04% for purchase and 6.05% for refinance, down 7 basis points from 6.11% for purchase and 8 basis points from 6.13% for refinance this time last week.
“A lot of homeowners with 7.5 percent to 8 percent mortgage rates now may become serial refinancers if mortgage rates continue to drop over an extended period of time,” says McBride.
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