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2. Accident insurance - Wikipedia

   en.wikipedia.org/wiki/Accident_insurance

   Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

3. Accidental death and dismemberment insurance - Wikipedia

   en.wikipedia.org/wiki/Accidental_death_and...

   Fractional amounts of the policy will be paid out if the covered employee loses a bodily appendage or sight because of an accident. [2] [3] [4] Additionally, AD&D generally pays benefits for the loss of limbs, fingers, toes, sight and permanent paralysis. The types of injuries covered and the amount paid vary by insurer and package, and are ...

4. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

5. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Different levels of coverage may protect consumers depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage.

6. 7 surprising situations your standard car insurance won't ...

   www.aol.com/finance/situations-standard-car...

   Instead, personal belongings typically fall under your homeowners insurance, renters insurance or commercial insurance policies, should you need to file a claim. Non-covered items include: Laptops ...

7. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   If you do not have an insurance policy that includes optional comprehensive coverage for these non-collision incidents, you will be responsible for the necessary repairs or replacement of the vehicle.