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Florida car insurance laws. ... Florida is also one of 12 no-fault states in the country, which adds a layer of complexity to how insurance claims process after an accident.
When it comes to liability insurance in Florida, only property damage liability (PDL) is technically required by law, of which drivers are required to carry $10,000 as part of their no-fault car ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
The claim will be handled according to the state’s fault laws. Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault ...
Being a no-fault insurance state that requires a certain amount of personal injury protection for auto insurance, [20] insurance companies are required to pay up to $10,000 per person for medical treatment, regardless of who is at fault. [21] Florida has since passed specific legislation (Florida Statutes 817.234) against faking a car crash in ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
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