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Using a personal loan can be a convenient way to pay for some of life’s expenses, whether it’s a wedding, travel, home remodeling, or some other big-ticket item. But if your credit score is ...
If your child is seeking a private student loan, you’ll likely need to act as their student loan cosigner. Plus, the loan will appear on your credit report and hike up your debt-to-income ratio.
The answer depends on the type of loan you qualify to get and a host of other financial factors. Here's the basic information you'll need to know.Image credit: Getty Images.
A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...
Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.
Getting a student loan can be complicated, and one way to improve your odds is to get a co-signer (or guarantor). Many borrowers resort to this option for a variety of reasons -- for instance, some...
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