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  2. Student loan relief scams: Biden administration offers tips ...

    www.aol.com/finance/student-loan-relief-scams...

    President Joe Biden announced the much-anticipated administration's plan for student loan forgiveness on Aug. 24. and the online application will soon be available. However, the administration is ...

  3. Student loans: Borrowers should beware of 'Biden loan ... - AOL

    www.aol.com/finance/student-loans-borrowers...

    Also in August, the FTC shut down additional scams operations that falsely promised to reduce or eliminate student loan payments under "Biden Loan Forgiveness," even though the president’s up to ...

  4. Beware of scams promising to reduce student debt by enrolling ...

    www.aol.com/beware-scams-promising-reduce...

    The Department of Education and your federal student loan servicer will never call or email you asking for this information. DON’T ever give personal or financial information to an unfamiliar ...

  5. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The program replaced the earlier Federal Family Education Loan (FFEL) program which issued "guaranteed loans" — loans originated and funded by private lenders but guaranteed by the government. The FFEL program was eliminated because of a perception that it benefited private student loan companies at the expense of taxpayers, but did not help ...

  6. How to apply for student loan forgiveness – and scams to ...

    www.aol.com/apply-student-loan-forgiveness-scams...

    Federal Student Aid has said that in certain circumstances if a person has taken out student loans, these can be “forgiven”, “cancelled” and “discharged”. This basically means you may ...

  7. Government-backed loan - Wikipedia

    en.wikipedia.org/wiki/Government-backed_loan

    A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

  8. Higher Education Relief Opportunities For Students Act

    en.wikipedia.org/wiki/Higher_Education_Relief...

    In March 2020, the CARES Act passed by Congress included a pause on federal student loans repayments and interest until September 30, 2020. [8] On August 8, 2020, the Trump administration issued a memorandum instructing the Secretary of Education to pause on student loan payments and interest through December 31, 2020 using the authority ...

  9. Watch out for student loan forgiveness scam attempts ... - AOL

    www.aol.com/finance/watch-student-loan...

    "Hey, it's Elizabeth with Student Advisors," a warm, professional voice began in a voicemail left on Sept. 13, weeks after the Biden administration announced it would be offering up to $20,000 in ...