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2. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   The goal of consolidating debt is often to simplify monthly payments or reduce your interest rate. For instance, someone with $20,000 in credit card debt spread across three cards with an average ...

3. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable. There are multiple relief options to choose from, including consolidation, settlement ...

4. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   You’ll be responsible for depositing a monthly payment into an account the debt settlement company sets up. The process typically takes between 12 and 48 months. These companies charge a ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

6. Debt relief - Wikipedia

   en.wikipedia.org/wiki/Debt_relief

   Debt relief, on an individual level, refers mainly to the negotiation for a reduction of a debt by either the consumer or a debt settlement agency. Through this arrangement, consumers agree to pay the creditor a fixed amount of money (generally a discount on their outstanding debt) either in a lump sum or under a payment plan.

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt settlement entails negotiating with creditors to reduce the total debt amount owed by offering a lump sum payment. This usually entails funding an escrow account and offering to pay off a ...