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  2. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Fannie Mae’s HomePath ReadyBuyer program is geared toward first-time buyers interested in a foreclosed home. After taking a required online homebuyer education course, you can receive up to 3 ...

  3. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/first-time-homebuyer-guide-mortgage...

    Fannie Mae standard home loans also let you purchase with just 3% down as long as at least one borrower is a first-time homebuyer. Standard loans have no income limits. Down payment required: 3% ...

  4. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    First-time buyers, senior and buyers with poor credit. U.S. Department of Agriculture (USDA) loan. No. Yes. 0% and up. Low-income borrowers, buyers with poor credit and buyers or builders in rural ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Many people who purchased their home with a down payment of less than 20% of the purchase price were required to have private mortgage insurance (PMI). This is common practice with Freddie Mac or Fannie Mae loans. Having PMI attached to a loan made that loan easier to sell on the Wall Street secondary market as a "whole loan".

  6. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  7. HFA loans: Everything you need to know - AOL

    www.aol.com/finance/hfa-loans-everything-know...

    And of course, you have to be buying the home within the state. Types of HFA loans. There are two types of HFA loans: Fannie Mae’s (called HFA Preferred) and Freddie Mac’s (known as HFA ...

  8. Fannie Mae quietly scrapped a program that could have saved ...

    www.aol.com/finance/fannie-mae-quietly-scrapped...

    Fannie Mae has quietly scrapped a plan that could have saved Americans thousands of dollars in housing costs, according to multiple reports. With the objective of making housing more affordable ...

  9. Down payment assistance grants available to 'middle-income ...

    www.aol.com/down-payment-assistance-grants...

    Nov. 17—Congressman Doug LaMalfa, R-Richvale, announced on Friday that $750,000 in down payment assistance grants for "middle-income" homebuyers are now available to residents in the Yuba-Sutter ...

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