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Understanding Pre-Existing Conditions. For example, if your dog was diagnosed with a torn ligament before you purchased pet insurance, you couldn’t file a claim for any medical treatments ...
Ultimately, taking out pet insurance for a dog or cat with a pre-existing condition depends on your pet’s health care needs, financial situation and risk tolerance. Weigh the costs and benefits ...
Pet insurance providers generally don't cover pre-existing medical conditions. Here's what owners should understand.
Pet insurance is a form of property insurance rather than health insurance. [citation needed] Insurance companies may limit coverage for pre-existing conditions, giving owners an incentive to insure even very young animals, which are not expected to incur high veterinary costs. [7]
Regulation of pre-existing condition exclusions in individual (non-group) and small group (2 to 50 employees) health insurance plans in the United States was left to individual U.S. states as a result of the McCarran–Ferguson Act of 1945 which delegated insurance regulation to the states and the Employee Retirement Income Security Act of 1974 ...
Understanding the claims process and how pet insurance works with pre-existing conditions and waiting periods can help you make an informed decision. Pet insurance is a financial safety net that ...
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