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  2. Best retirement plans for the self-employed - AOL

    www.aol.com/finance/best-retirement-plans-self...

    Here are the details on self-employed retirement plans, including which may be the best. ... This kind of plan offers a tax-deferred or tax-free way to save – on either a pre-tax or after-tax ...

  3. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    A 401(k) plan is a tax-advantaged retirement savings tool offered by employers that allows eligible employees to contribute a portion of their salary up to a set amount each year.

  4. Roth 401(k) - Wikipedia

    en.wikipedia.org/wiki/Roth_401(k)

    In a traditional 401(k) plan, introduced by Congress in 1978, employees contribute pre-tax earnings to their retirement plan, also called "elective deferrals".That is, an employee's elective deferral funds are set aside by the employer in a special account where the funds are allowed to be invested in various options made available in the plan.

  5. 20 best retirement plans from Google, Apple and other major ...

    www.aol.com/article/2016/12/30/20-best...

    The modern 401k was invented by accident in 1978. Lawmakers inserted the provision into the IRS tax code in an effort to quell rising anxieties about the tax status of profit-sharing plans.

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  7. 401(a) - Wikipedia

    en.wikipedia.org/wiki/401(a)

    In the United States, a 401(a) plan is a tax-deferred retirement savings plan defined by subsection 401(a) of the Internal Revenue Code. [1] The 401(a) plan is established by an employer, and allows for contributions by the employer or both employer and employee. [2]

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