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  2. Short-term vs. long-term goals: Best savings strategies to ...

    www.aol.com/finance/short-term-vs-long-term...

    Short-term goals. Long-term goals. Vacation. Retirement. Down payment for a car or house. Opening a business. Deposit for a new apartment. Paying for a child’s education

  3. List of monthly expenses to include in your budget - AOL

    www.aol.com/finance/examples-monthly-expenses...

    Variable monthly expenses. These expenses fluctuate from month to month and are often discretionary in nature. Examples include groceries, utilities, entertainment expenses and travel. Variable ...

  4. How To Balance Budgeting for Both Short-Term and Long-Term ...

    www.aol.com/finance/balance-budgeting-both-short...

    Your financial goals may shift and change over the course of your life, but most people have goals they'd like to achieve in both the short term and the long term. While it may seem out of reach to...

  5. Personal finance - Wikipedia

    en.wikipedia.org/wiki/Personal_finance

    A personal income statement lists personal income and expenses. Goal setting: Multiple goals are expected, including short- and long-term goals. For example, a long-term goal would be to "retire at age 65 with a personal net worth of $1,000,000", while a short-term goal would be to "save up for a new computer in the next month."

  6. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3] There exist many methods of budgeting to help people do ...

  7. 3 Short-Term Financial Goals Worth Setting - AOL

    www.aol.com/finance/3-short-term-financial-goals...

    We're not even two months into 2023, and if you didn't make a New Year's resolution about your finances, it isn't too late. But, you wonder, where do you even start, given everything you hear about...

  8. Financial independence - Wikipedia

    en.wikipedia.org/wiki/Financial_independence

    Financial independence is a state where an individual or household has accumulated sufficient financial resources to cover its living expenses without having to depend on active employment or work to earn money in order to maintain its current lifestyle. [1]

  9. Rachel Cruze: 6 Steps for Setting Your Long-Term and Short ...

    www.aol.com/rachel-cruze-6-steps-setting...

    To set both short-term and long-term financial goals, Ricardo Pina, finance expert and founder of The Modest Wallet, said you first need to identify your priorities. “Start by asking yourself ...