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  2. Need a New Year’s money makeover? A balance transfer credit ...

    www.aol.com/finance/money-makeover-balance...

    A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.

  3. How to do a credit card balance transfer - AOL

    www.aol.com/finance/credit-card-balance-transfer...

    A balance transfer credit card is a type of card offering a 0 percent introductory APR period during which you can pay off your debt faster without interest. ... How to do an HSBC balance transfer ...

  4. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...

  5. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...

  6. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

  7. My balance transfer period ended, but I still have debt. What ...

    www.aol.com/finance/balance-transfer-period...

    A balance transfer credit card can offer you many months to pay off high-interest debt in the form of a 0 percent introductory APR. But when that balance transfer period ends, interest charges are ...

  8. What is a balance transfer — and is it a good idea for debt?

    www.aol.com/finance/balance-transfer-good-idea...

    A balance transfer is a transaction that moves existing debt from one source of debt to a different credit card. If you transfer the balance from a credit card with a higher APR to a card with a ...

  9. What happens when your 0% intro APR period ends? - AOL

    www.aol.com/finance/happens-0-intro-apr-period...

    The difference between 0% APR on purchases vs. balance transfers. If your credit card offers a 0 percent intro APR on purchases only, any balance transfers you initiate on the card will accrue ...