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Kentucky car insurance laws require drivers to carry the following amounts of liability coverage: $25,000 bodily injury liability per person $50,000 bodily injury liability per accident
Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
Accidents in at-fault states vs. no-fault states There are numerous car accident scenarios that can take place, and while each accident may be unique, there are standardized ways of handling the ...
PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to "fault," or more properly, legal liability. That is, even if the person seeking PIP coverage caused the accident, they are entitled to make a claim under the PIP portion of ...
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...
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