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2. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   “A consumer could consolidate their credit card debt into one personal loan at the lower rate. If going this route, the consumer should use 100 percent of the proceeds from the loan to pay off ...

3. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That said, interest rates on debt consolidation loans range from about 7.5 percent to 36 ...

5. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

6. Debt buyer (United States) - Wikipedia

   en.wikipedia.org/wiki/Debt_buyer_(United_States)

   A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

7. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Bankrate insights. If you have more credit card debt than you can handle, you have some options: Stop paying your credit card bill: If you opt for this approach, the debt is turned over to a ...

8. Fair debt collection - Wikipedia

   en.wikipedia.org/wiki/Fair_debt_collection

   U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

9. 5 steps to apply for a debt consolidation loan

   www.aol.com/finance/5-steps-apply-debt...

   Several financial institutions, such as banks, credit unions, and online lenders, offer debt consolidation loans. To find the best debt consolidation loan for you, compare rates, loan amounts and ...