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  2. How to shop for homeowners insurance: A step-by-step ... - AOL

    www.aol.com/finance/how-to-shop-for-homeowners...

    Experts recommend that your home insurance cover at least 80% of total replacement costs based on your property’s current value. Overlooking policy exclusions like flood or earthquake cover.

  3. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    That means, on average, it could cost just about $14.50 per month for a standard HO-4 policy. The price of your renters insurance policy depends on certain contributing factors. Your state plays a ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    What does home insurance not cover? Although each homeowners policy type provides different coverage, a standard HO-3 policy covers a variety of named perils except for losses that are ...

  5. What Does Homeowners Insurance Cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    The standard homeowners insurance policy provides at least $100,000 worth of liability coverage, according to the III. Experts recommend increasing that to $300,000 to $500,000.

  6. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    It is worth noting that an HO-1 policy does not include liability, loss of use coverage or medical payments coverage. ... is the HO-3 Special Form policy, which covers your home, your personal ...

  7. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    How much does homeowners insurance cost? In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your ...

  8. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  9. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    How much does a home insurance policy cost? The average cost of homeowners insurance in the United States is $2,150 per year for $300,000 in dwelling coverage.