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  2. How NY's new law on credit card rewards protects you from ...

    www.aol.com/nys-law-credit-card-rewards...

    Emily Barnes, New York State Team. December 18, 2023 at 12:05 AM ... The new law, which began Sunday, ... Review reward expiration policies.

  3. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Eliminates "fee harvester cards." The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  4. Gift card - Wikipedia

    en.wikipedia.org/wiki/Gift_card

    Gift card for a U.S hardware store. A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given ...

  5. Kokua Line: Can gift cards or certificates expire? - AOL

    www.aol.com/news/kokua-line-gift-cards...

    Question : I thought there was a law that gift cards can't expire. I bought a $25 gift certificate at a popular, long-standing Korean supermarket, paying cash to save them the credit-card ...

  6. Toys R Us gift cards will expire in 30 days - AOL

    www.aol.com/article/finance/2018/03/15/toys-r-us...

    Toys R Us said this week that its gift cards will expire in 30 days as the company prepares to close or sell its more than 700 US stores.

  7. Consolidated Laws of New York - Wikipedia

    en.wikipedia.org/wiki/Consolidated_Laws_of_New_York

    New York uses a system called "continuous codification" whereby each session law clearly identifies the law and section of the Consolidated Laws affected by its passage. [ 3 ] [ 4 ] Unlike civil law codes , the Consolidated Laws are systematic but neither comprehensive nor preemptive, and reference to other laws and case law is often necessary ...

  8. Why do debit and credit cards have expiration dates? - AOL

    www.aol.com/finance/why-debit-credit-cards...

    Expiration dates also help prevent unauthorized use of old credit or debit cards that have been forgotten. Most of the time, your card issuer or bank sends you a new card right before your ...

  9. New York Codes, Rules and Regulations - Wikipedia

    en.wikipedia.org/wiki/New_York_Codes,_Rules_and...

    The New York Codes, Rules and Regulations (NYCRR) contains New York state rules and regulations. [1] The NYCRR is officially compiled by the New York State Department of State's Division of Administrative Rules. [2]