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Most entities are grouped together to form "agencies", which are led by a secretary of the Governor's Cabinet. Thus, department directors report to a cabinet secretary. The agencies are commonly described as "superagencies", especially by government insiders, to distinguish them from the common usage of the term "government agency".
The Clearing House Payments Company L.L.C. (PayCo) is a U.S.-based limited liability company formed by Clearing House Association. PayCo is a private sector, payment system infrastructure that operates an electronic check clearing and settlement system (SVPCO), a clearing house, and a wholesale funds transfer system (CHIPS). [1]
The Electronic Payments Network (EPN) is an electronic clearing house that provides functions similar to those provided by Federal Reserve banks' FedACH service. The Electronic Payments Network is the only private-sector operator in the ACH Network in the United States. [1] The EPN is operated by The Clearing House Payments Company. [2] [3]
The Southwestern Automated Clearing House Association (SWACHA) was formed in the early 1970s by leading financial institutions in the states of Texas, New Mexico and Louisiana as a trade association for the electronic payments industry. The association included financial institutions, businesses, government agencies and professionals. [2]
The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others.
Under Newsom’s direction, state agencies — including state parks and the department of transportation — would be required to prioritize clearing encampments that pose safety risks, such as ...
The Clearing House Interbank Payments System (CHIPS) is a United States private clearing house for large-value wire transfer transactions. [1] As of late 2024, it settles approximately 500,000 payments totaling US$1.8 trillion per day. [2]
The Clearing House is a banking association and payments company owned by the largest commercial banks in the United States. The Clearing House is the parent organization of The Clearing House Payments Company L.L.C., which owns and operates core payments system infrastructure in the United States, including ACH, wire payments, check image clearing, and real-time payments [1] through the RTP ...