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2. Can I Deduct Mortgage Points on My Taxes? - AOL

   www.aol.com/deduct-mortgage-points-taxes...

   Purchasing mortgage points allows you to "buy down" the interest rate on a home loan. Doing so may result in a lower monthly mortgage payment and save you money on interest charges over the long term.

3. Mortgage points: What are they and how do they work? - AOL

   www.aol.com/finance/mortgage-points-192840885.html

   If you itemize tax deductions, you can deduct mortgage points as part of the mortgage interest deduction. These are tax-deductible on up to $750,000 of mortgage debt for homeowners who bought ...

4. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.

5. The mortgage interest deduction could save you ... - AOL

   www.aol.com/finance/mortgage-interest-deduction...

   If you took out a mortgage before October 14, 1987: There’s no mortgage balance limit, but similar rules apply when you refinance the mortgage. What to know if you’ve decided to itemize

6. How to buy a house with low income - AOL

   www.aol.com/finance/buy-house-low-income...

   A mortgage credit certificate (MCC) is a federal tax credit that can help low- and moderate-income or first-time buyers offset some of the money they owe in mortgage interest. Unlike a tax ...

7. How to find the best FHA mortgage lender - AOL

   www.aol.com/finance/best-fha-mortgage-lender...

   The most notable drawback of FHA loans is that they require the borrower to pay mortgage insurance premiums (MIP). There’s an upfront MIP of 1.75 percent of the loan amount, which is paid when ...

8. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   However, FHA loans can be costlier thanks to the mortgage insurance premiums. If you have a stronger credit score — at least 620 — you could qualify for a conventional mortgage even if you can ...

9. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...