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  2. How does ‘buy now, pay later’ affect your credit score? - AOL

    www.aol.com/finance/does-buy-now-pay-later...

    With revolving accounts, the amount of available credit you use (called credit utilization) also significantly impacts your credit score — accounting for 30 percent of it.

  3. Paying off debt early: Advantages and disadvantages - AOL

    www.aol.com/finance/paying-off-debt-early...

    4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

  4. 4 Easy Tricks I Used To Improve My Credit Score - AOL

    www.aol.com/4-easy-tricks-used-improve-161211058...

    Paying bills on time is crucial to maintain a positive credit score. A consumer's credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of statement...

  5. Paying in Full vs. Partial Payments: Which Is Best for Your ...

    www.aol.com/paying-full-vs-partial-payments...

    A low utilization ratio can boost your credit because this ratio makes up 30% of your credit score, advised a spokesperson for credit card products at Navy Federal Credit Union.

  6. You Don't Need a Perfect Credit Score. Here's a Better Target

    www.aol.com/dont-perfect-credit-score-heres...

    If you consistently use a credit card and pay the bill on time, you'll eventually have a credit score of at least 760. You might wonder what you should do then. You don't need to make any changes.

  7. What you need to know about your credit score - AOL

    www.aol.com/finance/know-credit-score-044447556.html

    This guide goes over the main determinants of your credit score, which factors matter the most and more.

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