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  2. Best life insurance for former drug users - AOL

    www.aol.com/finance/best-life-insurance-former...

    If you pass away within the policy’s contestability period, typically the first two years of policy activation, and you were not honest about your drug use, the insurance company may reduce or ...

  3. Life insurance for felons - AOL

    www.aol.com/finance/life-insurance-felons...

    Guaranteed issue life insurance: Also known as guaranteed life insurance or guaranteed acceptance life insurance, this policy doesn’t require health screenings or medical exams for approval.

  4. Welfare recipient drug testing brings shocking results - AOL

    www.aol.com/news/2015-07-24-welfare-recipient...

    The Arizona Department of Economic Security told the Arizona Sonora News Service earlier this year that over the course of more than five years, "42 people have been asked to take a follow-up drug ...

  5. Westbrook, Connecticut - Wikipedia

    en.wikipedia.org/wiki/Westbrook,_Connecticut

    Westbrook's public elementary school, the Daisy Ingraham Elementary School, was the recipient of a Blue Ribbon honor for excellence for 1998–1999. A new middle school, connected to the high school, Westbrook High School, opened in 2005. Oxford Academy, an all-boys boarding school, has been located in Westbrook since 1973.

  6. Guarantee Security Life Insurance Company - Wikipedia

    en.wikipedia.org/wiki/Guarantee_Security_Life...

    The fraud at Guaranteed Security was a carefully orchestrated bank robbery. But the thieves disguised themselves with the help of accountants and brokers and lawyers rather than wearing silk-stocking masks. The allegations by Florida insurance regulators against accounting firm Coopers & Lybrand ultimately led to a $4.5 million settlement. [1]

  7. Drug test - Wikipedia

    en.wikipedia.org/wiki/Drug_test

    A drug test (also often toxicology screen or tox screen) is a technical analysis of a biological specimen, for example urine, hair, blood, breath, sweat, or oral fluid/saliva—to determine the presence or absence of specified parent drugs or their metabolites.

  8. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Guaranteed life insurance is a whole life policy, meaning it offers coverage for your entire lifetime. When you do pass away, your beneficiaries can begin the death benefit claim process to help ...

  9. Community rating - Wikipedia

    en.wikipedia.org/wiki/Community_rating

    Community rating, as a basis for premium calculation, is fundamentally different from the usual method of determining insurance premiums, i.e. risk rating. In a risk rated insurance market, an insurer calculates the premium payable by a potential policy holder in order to enter into an insurance contract on the basis of various factors particular to that individual, such as the risk of a claim ...