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  2. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    When seniors apply for a mortgage, lenders look at the same financial criteria as they do for any other borrower, including credit history and score, debt-to-income (DTI) ratio, income and other ...

  4. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    But if you need to get into a home loan before working to improve your credit score, the following tips might help improve your odds of qualifying for bad credit home loans. 1. Check your credit ...

  6. How To Refinance a Mortgage With Bad Credit - AOL

    www.aol.com/refinance-mortgage-bad-credit...

    For example, refinancing a home can help you... Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. For premium support ...

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    You may want to explore other options, like: Home equity loans. With a home equity loan or line of credit (HELOC), you take on an additional loan or line of credit rather than replace your ...

  8. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Lender. Credit requirements. Down payment minimum. Bankrate Score. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed

  9. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

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