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2. 6 Fast and Free Ways To Safeguard Your Money From Fraud ... - AOL

   www.aol.com/6-fast-free-ways-safeguard-200024670...

   Since freezing your credit is fast and free, and since you can unfreeze it before you apply for a line or a loan, it makes sense to keep your credit frozen when no one legitimate should be ...

3. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

4. Universal Credit - Wikipedia

   en.wikipedia.org/wiki/Universal_Credit

   Logo. Universal Credit is a United Kingdom based social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance (ESA), income-based Jobseeker's Allowance (JSA), and Income Support; Child Tax Credit (CTC) and Working Tax Credit (WTC); and Housing Benefit.

5. WalletHub - Wikipedia

   en.wikipedia.org/wiki/WalletHub

   WalletHub offers free consumer tools, [6] [7] [8] such as its WalletLiteracy Quiz [9] [10] and its Financial Fitness Tool, which provides users with credit reports, scores and monitoring. [ 11 ] [ 12 ] WalletHub has tools for comparing credit cards, personal loans, car insurance and bank accounts.

6. Identify legitimate AOL websites, requests, and communications

   help.aol.com/articles/identify-legitimate-aol...

   • Spoofing - used by spammers to make an email or website appear as if it's from someone you trust. • Phishing - an attempt by scammers to pose as a legitimate company or individual to steal someone's personal information, usernames, passwords, or other account information.

7. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for. Other ways to borrow money, like a 401(k) loan or through a public agency, may require you to meet ...

8. Universal Credit Rating Group - Wikipedia

   en.wikipedia.org/wiki/Universal_Credit_Rating_Group

   Universal Credit Rating Group (UCRG) (Chinese: 世界信用評級集團) was a credit rating agency joint venture of capital from the US, China and Russia. UCRG was based in Hong Kong and designed to rival western credit rating agencies.

9. Top 15 financial scams targeting older Americans — and what ...

   www.aol.com/finance/financial-scams-targeting...

   Seniors are taking the brunt of financial fraud to the tune of $3.4B+. Learn the most common peer-to-peer, impersonation and other scams on the rise to keep your money safe.