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The post How to Calculate Spousal Social Security Benefits appeared first on SmartReads by SmartAsset. ... Claiming benefits before the full retirement age can reduce the benefit amount by up to 30%.
They are based on the primary insurance amount at the spouse's full retirement age. If you're 62 years old and your partner receives Social Security income, you can get a larger spousal benefit by ...
“The best strategy to claim Social Security retirement benefits as a spouse is to wait until you reach normal retirement age, 65 to 67, depending on birth year,” says Lindsay Malzone, a ...
Retired Social Security. In the United States, Social Security is the commonly used term for the federal Old-Age, Survivors, and Disability Insurance (OASDI) program and is administered by the Social Security Administration (SSA). [1] The Social Security Act was passed in 1935, [2] and the existing version of the Act, as amended, [3 ...
Claiming spousal benefits at 62 can lower benefits to 32.5% of the full amount the spouse's partner might be entitled to if they retire at their full retirement age (FRA), which is 67 for people ...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
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