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  2. Wescot Credit Services Limited - Wikipedia

    en.wikipedia.org/wiki/Wescot_Credit_Services_Limited

    Wescot Credit Services (known as Wescot) is a British debt collection agency providing receivables management services throughout the United Kingdom. It is authorized and regulated by the Financial Conduct Authority (the “FCA”). The company operates from offices located in Glasgow, Hull, Saltcoats and Horwich. [1]

  3. Baines and Ernst - Wikipedia

    en.wikipedia.org/wiki/Baines_and_Ernst

    Baines & Ernst's main service is the Debt Management Plan – also referred to as a DMP. [5]A Debt Relief Order – also known as a DRO – came into force in the UK and Wales in April 2009 [6] and in Northern Ireland in 2011 following its introduction in the Tribunals, Courts and Enforcement Act 2007 as a new form of Bankruptcy.

  4. United Kingdom insolvency law - Wikipedia

    en.wikipedia.org/wiki/United_Kingdom_insolvency_law

    However, only for small private companies is a statutory moratorium on debt collection by secured creditors available. Second, and since the Enterprise Act 2002 the preferred insolvency procedure, a company which is insolvent can go under administration. Here a qualified insolvency practitioner will replace the board of directors and is charged ...

  5. PRA Group - Wikipedia

    en.wikipedia.org/wiki/PRA_Group

    PRA Group, Inc. is a publicly-traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries. [2] [3]

  6. Late Payment of Commercial Debts (Interest) Act 1998

    en.wikipedia.org/wiki/Late_Payment_of_Commercial...

    Once statutory interest begins to run in relation to a qualifying debt, the supplier is also entitled to a fixed sum (a) for a debt less than £1000, the sum of £40; (b) for a debt of £1000 or more, but less than £10,000, the sum of £70; (c) for a debt of £10,000 or more, the sum of £100.

  7. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  8. United Kingdom company law - Wikipedia

    en.wikipedia.org/wiki/United_Kingdom_company_law

    A UK private limited company was refused registration by the Danish authorities, but it was held that the refusal was unlawful because the minimum capital rules did not proportionately achieve the aim of protecting creditors. Less restrictive means could achieve the same goal, such as allowing creditors to contract for guarantees.

  9. Vanquis Banking Group - Wikipedia

    en.wikipedia.org/wiki/Vanquis_Banking_Group

    Registered Office, No. 1 Godwin Street, Bradford, England (the building on the left) London Office at 12 Arthur Street Vanquis Banking Group, formerly Provident Financial plc, is a British bank headquartered in Bradford, England which specialises in credit cards, loans and consumer vehicle finance.