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2. Dynamic currency conversion - Wikipedia

   en.wikipedia.org/wiki/Dynamic_currency_conversion

   A currency conversion service was offered in 1996 and commercialized by a number of companies including Monex Financial Services [7] and Fexco. [8]Prior to the card schemes (Visa and MasterCard) imposing rules relating to DCC, cardholder transactions were converted without the need to disclose that the transaction was being converted into a customer's home currency, in a process known as "back ...

3. Payment terminal - Wikipedia

   en.wikipedia.org/wiki/Payment_terminal

   PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.

4. ATM usage fees - Wikipedia

   en.wikipedia.org/wiki/ATM_usage_fees

   Although the cards use the Visa credit card protocols, the funds are taken directly from a linked bank account just as with debit cards, and there are no cash advance fees. As surcharges for cash withdrawals by credit card are uncommon in Germany, almost any ATM in Germany can be used for free cash withdrawals with such a Visa card.

5. How long can a credit card charge be pending? - AOL

   www.aol.com/finance/long-credit-card-charge...

   So while using a credit card to book your hotel stay can offer many benefits with the right card, keep in mind you’ll be dealing with a pending charge that could get delayed if there are any issues.

6. BancNet Payment System - Wikipedia

   en.wikipedia.org/wiki/BancNet_Payment_System

   BancNet does not charge rental or membership fees for retail merchants; instead, it charges interchange fees or a merchant discount rate for every successful debit transaction coursed through its system. Currently, BancNet's average merchant rate is about 1.0% net, while the average Visa/Mastercard credit and signature debit card merchant rate ...

7. Payment card - Wikipedia

   en.wikipedia.org/wiki/Payment_card

   Such cards are known by a variety of names, including bank cards, ATM cards, client cards, key cards or cash cards. There are a number of types of payment cards, the most common being credit cards, debit cards, charge cards, and prepaid cards. Most commonly, a payment card is electronically linked to an account or accounts belonging to the ...