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About U.S. Savings Bonds. When you buy a U.S. savings bond, you lend money to the U.S. government. In turn, the government agrees to pay that much money back later - plus additional money (interest).
Learn about the types of U.S. savings bonds, how to buy or redeem them, and calculate their value. Find out how to change a bond's ownership and more.
TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments.
Bonds and Securities. Information dealing with the purchase, redemption, replacement, forms, and valuation of Treasury savings bonds and securities is located on the TreasuryDirect.gov website which is managed by the Bureau of the Fiscal Service.
You can get your cash for an EE or I savings bond any time after you have owned it for 1 year. However, the longer you hold the bond, the more it earns for you (for up to 30 years for an EE or I bond). Also, if you cash in the bond in less than 5 years, you lose the last 3 months of interest.
TreasuryDirect is the official United States government application in which you can buy and keep savings bonds. Learn about TreasuryDirect Open a TreasuryDirect account. To buy a savings bond in TreasuryDirect: Go to your TreasuryDirect account. Choose BuyDirect. Choose whether you want EE bonds or I bonds, and then click Submit.
TreasuryDirect is our online system where you can buy and manage: Savings bonds. Treasury bills. Treasury notes. Treasury bonds (different from savings bonds) Treasury Inflation Protected Securities (TIPS) Floating Rate Notes. The system is available 24 hours a day, seven days a week.