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The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
To promote financial products that do not involve debt, banks and other firms will often quote the APY (as opposed to the APR because the APY represents the customer receiving a higher return at the end of the term). For example, a certificate of deposit that has a 4.65% APR, compounded monthly, would instead be quoted as a 4.75% APY. [1]
Pošta Srbije (Serbian Cyrillic: Пошта Србије, lit. 'Post of Serbia') is the national postal service of Serbia, with the headquarters in Belgrade.Public postal service was first introduced in Serbia in 1840.
Poštanska štedionica (meaning "Post's savings service") was founded on 26 June 1921 in Palilula, Belgrade when the law of postal savings service was implemented. By 1926 it had become the main financial savings institution in Kingdom of Yugoslavia, with branches in all postal offices in the entire county.
Headquarters: 17 Nemanjina Street, Belgrade: Established: 1884; 141 years ago () (current form since 2006) Ownership: 100% state ownership [1]: Governor: Jorgovanka Tabaković: Central bank of
In November 2017, Direktna Banka bought another Serbian commercial bank Piraeus Bank Beograd from the Greek Piraeus Bank, for a sum in range of 58–61 million euros. [ 7 ] [ 8 ] The projections for complete merge to be completed was by the first quarter of 2018, and thus way Direktna Banka would have a total assets worth over 500 million euros.
Delta Holding is a Serbian holding company with the headquarters in Belgrade.It has interests in a variety of industries, such as agribusiness, real estate and wholesale.It employs around 3,600 people, making it one of the largest non-government employers in Serbia. [4]
Elektroprivreda Srbije (abbr. EPS; full legal name: Javno preduzeće Elektroprivreda Srbije Beograd) is a joint-stock electric utility power company fully owned by the Government of Serbia, with headquarters in Belgrade, Serbia. It was founded in 1991 and it has 19,595 employees (as of 2023), making it the largest enterprise in the country.
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