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  2. Cash account - Wikipedia

    en.wikipedia.org/wiki/Cash_account

    Cash account is considered as a special daybook because of its dual accounting impact. Cash account acts as a main entry book as well as a ledger in accounting. The dual impact of cash book occurs due to the presence of two sides (entities): Debit and credit. Cash account is the combination of cash receipts journal and cash payment journal and ...

  3. Nonadmitted and Reinsurance Reform Act of 2010 - Wikipedia

    en.wikipedia.org/wiki/Nonadmitted_and...

    A state may not impose eligibility requirements on, or otherwise establish eligibility criteria for, nonadmitted insurers domiciled in a United States jurisdiction, except in conformance with sections 5(A)(2) and 5(C)(2)(a) of the NAIC's Non-Admitted Insurance Model Act, unless the state has adopted nationwide uniform requirements, forms, and ...

  4. General account - Wikipedia

    en.wikipedia.org/wiki/General_account

    Should a firm have no separate accounts, then its only account is the general account. The term should not be thought of narrowly in terms of a bank account or general ledger account, but rather the broader concept of all the investments or assets of the insurance company available to meet a claim. Unlike a separate account, the general account ...

  5. With-profits policy - Wikipedia

    en.wikipedia.org/wiki/With-profits_policy

    The premiums paid by with-profits and non-profit policyholders are pooled within the insurance company's life fund (Commonwealth) or general account (USA). The company uses the pooled assets to pay out claims. A large part of the life fund is invested in equities, bonds, and property to aim to achieve a high overall return.

  6. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    No, most insurers do not offer difference in conditions insurance policies. DIC policies are usually offered by surplus lines carriers, which are companies willing to take on higher risk policies.

  7. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    The insurance they provide is called admitted insurance. Non-admitted companies have not been approved by the state licensing agency, but are allowed to provide insurance under special circumstances when they meet an insurance need that admitted companies cannot or will not meet. [62]

  8. What are variable annuities? Benefits, risks and how they work

    www.aol.com/finance/variable-annuities-benefits...

    A variable annuity is a contract between you and an insurance company. It allows you to grow your retirement savings and receive a steady stream of payments later. ... For example, long-term care ...

  9. No-penalty CD vs. savings account: Which is the best choice ...

    www.aol.com/finance/no-penalty-cd-vs-savings...

    No-penalty CDs and savings accounts are low-risk investments that offer a safe way to grow your money while earning interest. Here's how to match your cash to the best savings strategy for you.