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  2. Asset quality - Wikipedia

    en.wikipedia.org/wiki/Asset_quality

    Loan quality and asset quality are two terms with basically the same meaning. Government bonds and T-bills are considered as good quality loans whereas junk bonds, corporate credits to low credit score firms etc. are bad quality loans. A bad quality loan has a higher probability of becoming a non-performing loan with no return.

  3. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    For example, getting a 60-month new auto loan for $25,000 costs far more with a 500 credit score than with 700 credit score according to the MyFICO loan savings calculator. 500 credit score 700 ...

  4. Capital adequacy ratio - Wikipedia

    en.wikipedia.org/wiki/Capital_adequacy_ratio

    Capital adequacy ratio is the ratio which determines the bank's capacity to meet the time liabilities and other risks such as credit risk, operational risk etc. In the most simple formulation, a bank's capital is the "cushion" for potential losses, and protects the bank's depositors and other lenders.

  5. Accounting equation - Wikipedia

    en.wikipedia.org/wiki/Accounting_equation

    Buying assets by borrowing money (taking a loan from a bank or simply buying on credit) 3 − 900 − 900 Selling assets for cash to pay off liabilities: both assets and liabilities are reduced 4 + 1,000 + 400 + 600 Buying assets by paying cash by shareholder's money (600) and by borrowing money (400) 5 + 700 + 700 Earning revenues 6 − 200 ...

  6. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an excellent credit score. Scores that fall between the 601 and 660 range are considered fair and 500 to 600 are ...

  7. What is considered a fair credit score? - AOL

    www.aol.com/finance/considered-fair-credit-score...

    For example, if you were planning to buy a new car for $30,000 with a 36-month auto loan in California, you’d pay significantly more for the same loan with a fair credit score of 600 than with a ...

  8. Debits and credits - Wikipedia

    en.wikipedia.org/wiki/Debits_and_credits

    Likewise, an increase in liabilities and shareholder's equity are recorded on the right side (credit) of those accounts, thus they also maintain the balance of the accounting equation. In other words, if "assets are increased with left side entries, the accounting equation is balanced only if increases in liabilities and shareholder’s equity ...

  9. Top 6 Ways To Boost Your Credit Score Before Refinancing - AOL

    www.aol.com/top-6-ways-boost-credit-220027723.html

    If you have no balance on one card, and a $2,000 balance on the other, you are using 10% of the credit that is available to you, or a credit utilization ratio of 10%. This is excellent, and the ...

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