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2. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   The benefit in a defined benefit pension plan is determined by a formula that can incorporate the employee's pay, years of employment, age at retirement, and other factors. A simple example is a dollars times service plan design that provides a certain amount per month based on the time an employee works for a company.

3. Employee compensation in the United States - Wikipedia

   en.wikipedia.org/wiki/Employee_compensation_in...

   The benefit is usually "defined" by a formula based on the employee's earnings history, tenure of service and age, and not depending on investment returns. Because of the high cost and responsibility of the employer to finance the plan, in recent years many companies have phased out their pension plans sometimes replacing them with defined ...

4. Target benefit plan - Wikipedia

   en.wikipedia.org/wiki/Target_Benefit_plan

   Target benefit plans are similar to defined benefit plans in that the annual contribution is determined by a formula to calculate the amount needed each year to accumulate (at an assumed interest rate) a fund sufficient to pay a projected retirement benefit, the target benefit, to each participant upon reaching retirement.

5. Can I Cash Out My Pension When Leaving a Job? - AOL

   www.aol.com/cash-pension-leaving-job-141134422.html

   Whether you can cash out your pension when you leave a job depends in part on whether you’re pension is vested or not. Vested benefits refer to the portion of a pension plan that an employee is ...

6. Social Security retirement age: When to take Social Security ...

   www.aol.com/finance/social-security-retirement...

   Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954

7. Social Security Rules Could Result in Pension-Eligible ... - AOL

   www.aol.com/finance/social-security-rules-could...

   The agency doesn’t calculate the altered retirement benefit to adjust for that income, but you can do it yourself using WEP and GPO online calculators. In addition, the SSA recommends reviewing ...