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2. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. ... If you qualify for a low interest rate and can repay your loan soon, a ...

3. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019. Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

4. How to refinance student loans with a low income - AOL

   www.aol.com/finance/refinance-student-loans-low...

   Several lenders refinance student loans for low-income borrowers. Here are our top picks: Education Loan Finance : Requires a minimum annual income of $35,000 and a credit score of at least 680.

5. Banks that refinance student loans - AOL

   www.aol.com/finance/banks-refinance-student...

   Refinancing can come with certain benefits, including potentially a lower interest rate, but refinancing federal student loans will cause you to lose access to the benefits offered by the U.S ...

6. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   The student supplies enrollment verification to the lender, and the loan proceeds are disbursed directly to the student. While direct-to-consumer loans generally carry higher interest rates than school-channel loans, they allow families access to funds more quickly — in some cases, in a matter of days.

7. Pros and cons of refinancing student loans - AOL

   www.aol.com/finance/pros-cons-refinancing...

   Refinancing student loans can be a tempting option for those struggling with high monthly payments and interest rates. After all, by combining multiple loans into a single loan with lower interest ...