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2. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Below are a few types of bad credit home loans you may want to research, along with the basic requirements you’ll need to satisfy. The following are government-backed loans, meaning the federal ...

3. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Government housing policies guaranteed home mortgages and/or promoting low or no down payment have been criticized by economist Henry Hazlitt as "inevitably" meaning "more bad loans than otherwise", wasting taxpayer money, " leading to "an oversupply of houses" bidding up[ the cost of housing. In "the long run, they do not increase national ...

4. Troubled Asset Relief Program - Wikipedia

   en.wikipedia.org/wiki/Troubled_Asset_Relief_Program

   In total, U.S. government economic bailouts related to the 2007–2008 financial crisis had federal outflows (expenditures, loans, and investments) of $633.6 billion and inflows (funds returned to the Treasury as interest, dividends, fees, or stock warrant repurchases) of $754.8 billion, for a net profit of $121 billion. [93]

5. Credit rating agencies and the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agencies_and...

   Mortgage underwriting standards deteriorated to the point that between 2002 and 2007 an estimated $3.2 trillion in loans were made to homeowners with bad credit and undocumented incomes (e.g., subprime or Alt-A mortgages) [6] and bundled into MBSs and collateralized debt obligations that received high ratings and therefore could be sold to ...

6. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

7. Millions of Americans could become ineligible for a mortgage ...

   www.aol.com/finance/mortgages-could-ultimately...

   The FHFA announced in October 2022 plans to use two (bi-merge) instead of three (tri-merge) credit reports to determine a buyer’s effective credit score when applying for a mortgage from ...