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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Here are the phone numbers for the bureaus: Equifax: 1-888-Equifax (1-888-378-4329) ... contact the business directly. ... whether that’s qualifying for a premium credit card or getting approved ...

  3. Your Social Security Number May Have Been Exposed in a ... - AOL

    www.aol.com/social-security-number-may-exposed...

    Find out how to do this with each credit bureau. ... If you want to apply for a new credit card or personal loan, ... you can contact Equifax by phone at 1-888-298-0045 to have your credit account ...

  4. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for ...

  5. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  6. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult.

  7. After disasters, people are especially vulnerable to scams ...

    lite.aol.com/pf/story/0001/20250113/a7c2ece38f6c...

    — The three major credit reporting agencies: Equifax, TransUnion, and Experian. Ask them to place fraud alerts and a credit freeze on your accounts to prevent further misuse of your data. — The fraud department at your credit card issuers, bank, and other places where you have accounts, such as a medical insurance account.

  8. How to protect your deceased loved one’s credit after death

    www.aol.com/finance/protect-deceased-loved-one...

    The three major credit bureaus, Transunion, Equifax and Experian, must be notified of the death. The first bureau you contact will notify the other two on your behalf. ... [Your Phone Number ...

  9. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

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