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Mortgage calculators can be used to answer such questions as: If one borrows $250,000 at a 7% annual interest rate and pays the loan back over thirty years, with $3,000 annual property tax payment, $1,500 annual property insurance cost and 0.5% annual private mortgage insurance payment, what will the monthly payment be? The answer is $2,142.42.
From January 2010 to December 2012, if you bought shares in companies when James P. Gorman joined the board, and sold them when he left, you would have a -38.1 percent return on your investment, compared to a 25.9 percent return from the S&P 500.
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