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2. USDA loans: What are they and am I eligible? - AOL

   www.aol.com/finance/usda-loans-am-eligible...

   Direct loans have a fixed interest rate, which can be reduced to 1 percent if you qualify for payment assistance. The loan terms range up to 33 years, or 38 years for very low income borrowers ...

3. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   A USDA Home Loan from the USDA loan program, ... Eligibility: Applicants for direct loans from USDA must have very low or low incomes. Very low income is defined as ...

4. Section 502 loans - Wikipedia

   en.wikipedia.org/wiki/Section_502_loans

   Loans are made directly by RHS (7 CFR 3550) or by private lenders with a USDA guarantee (7 CFR 3555). Borrowers with income of 80% or less of the area median may be eligible for 33- year direct loans and may receive payment assistance to bring the interest rate to as low as 1%.

5. Farm ownership loans - Wikipedia

   en.wikipedia.org/wiki/Farm_ownership_loans

   The interest rate is determined by USDA, and cannot exceed the cost of funds to the Government plus 1 percentage point. However, direct loans to limited resource borrowers can be made at significantly below the federal cost of funds. The interest rate on guaranteed loans is negotiated between the borrower and the lender.

6. USDA Mortgage Loan Program Widens Footprint - AOL

   www.aol.com/usda-mortgage-loan-program-widens...

   USDA loans, also known as Section 502 mortgages, let buyers purchase homes with no down payment, reduced mortgage insurance rates and mortgage rates that are 0.25% below conventional rates ...

7. USDA now accepting applications for farm loans online - AOL

   www.aol.com/usda-now-accepting-applications-farm...

   Dec. 21—The U.S. Department of Agriculture (USDA) has launched an online application for Direct Loan customers. More than 26,000 customers who submit a Direct Loan application each year can now ...