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  2. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

    www.aol.com/fraud-alerts-credit-savior-saboteur...

    A fraud alert lasts for one year, but you can renew it. You can set up a fraud alert online with any of the three credit bureaus: Equifax. Experian. TransUnion. You don't need to go through the ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

  4. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Credit and fraud monitoring, dark web and social media identity monitoring, activity tracking, fraud/identity threat alerts, identity theft insurance, customer service options Starts at $139.90 ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.

  7. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    You may want to place a fraud alert or credit freeze on your credit report. Contact Equifax, Experian and TransUnion — the three major credit bureaus — to initiate these processes.

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