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2. Mortgage refinance: What is it and how does it work? - AOL

   www.aol.com/finance/mortgage-refinance-does...

   A mortgage refinance changes the rate or term (or both) through a new mortgage loan. Is a second mortgage the same as refinancing? A second mortgage and a refinance are not the same thing.

3. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

   www.aol.com/finance/mortgage-and-refinance-rates...

   What does it mean to refinance a mortgage? Refinancing is a process of trading in your current mortgage to another lender for lower rates and better terms than your current loan. With a refinance ...

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

5. Refinancing - Wikipedia

   en.wikipedia.org/wiki/Refinancing

   Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness ...

6. Types of mortgage refinance: How to choose - AOL

   www.aol.com/finance/types-mortgage-refinance...

   Reverse mortgage: A reverse mortgage isn’t a refinance in the traditional sense. It allows homeowners aged 62 and older (sometimes 55 and older) to turn their equity into income.

7. Should I refinance my mortgage in 2024? - AOL

   www.aol.com/finance/refinance-mortgage-2024...

   That doesn’t mean you can’t refinance in times of higher interest rates, however. Some borrowers refinance due to personal circumstances such as divorce or unexpected medical bills.