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  2. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    This creates a means test "safe harbor" for debtors below the state's median income figure. Current monthly income is defined in as the monthly average of the income received by the debtor (and the debtor's spouse in a joint case) during a defined six-month time period prior to the filing of the bankruptcy case. Some narrow classes of payments ...

  3. Chapter 7, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_7,_Title_11...

    Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]

  4. Means test - Wikipedia

    en.wikipedia.org/wiki/Means_test

    This has led some commentators to refer to the bankruptcy code's "current monthly income" as "presumed income". If the debtor's debt is not primarily consumer debt, then the means test is inapplicable. Thus, the means test is a formula designed to keep filers with higher incomes from filing for Chapter 7 bankruptcy.

  5. Bankruptcy - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy

    The means test was intended to make it more difficult for a significant number of financially distressed individual debtors whose debts are primarily consumer debts to qualify for relief under Chapter 7 of the Bankruptcy Code. The "means test" is employed in cases where an individual with primarily consumer debts has more than the average ...

  6. Ransom v. FIA Card Services, N.A. - Wikipedia

    en.wikipedia.org/wiki/Ransom_v._FIA_Card...

    A Chapter 13 debtor who owns a car, but does not make loan or lease payments on it, may not take the car-ownership income allowance set forth in the Internal Revenue Service's National Standards, when calculating the means test set forth at 11 U.S.C. § 707(b). Ninth Circuit affirmed. Court membership; Chief Justice John Roberts Associate Justices

  7. Today's Wordle Hint, Answer for #1272 on Thursday, December ...

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    Today's Wordle Answer for #1272 on Thursday, December 12, 2024. Today's Wordle answer on Thursday, December 12, 2024, is VYING. How'd you do? Next: Catch up on other Wordle answers from this week.

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    And feel free to store any extra brownies in the fridge for up to 7 days. View Recipe. Almond Confetti Mandel Bread. Photographer: Brie Goldman, Food Stylist: Lauren McAnelly, Prop Stylist: Holly ...

  9. Savings interest rates today: Make more on your money this ...

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    The jury's out as to whether the Federal Reserve will cut interest rates a third time before the year's end, yet it's a fact that if you haven't yet moved your money to a high-yield savings ...

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