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  2. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    Unlike a traditional hire purchase, where the customer repays the total debt in equal monthly instalments over the term of the agreement, a PCP is structured so that the customer pays a lower monthly amount over the contract period (usually somewhere between 24 and 48 months), leaving a final balloon payment to be made at the end of the ...

  3. Weighted-average life - Wikipedia

    en.wikipedia.org/wiki/Weighted-Average_Life

    WAL should not be confused with the following distinct concepts: Bond duration Bond duration is the weighted-average time to receive the discounted present values of all the cash flows (including both principal and interest), while WAL is the weighted-average time to receive simply the principal payments (not including interest, and not discounting).

  4. Pet ownership is up. So is consumer spending on dogs, cats ...

    www.aol.com/pet-ownership-consumer-spending-dogs...

    Pets are big business. Pet owners were expected to spend $150.6 this year, according to the association. In 2018, they spent $91 billion, and, in 2022, it shot up to $137 billion, according to the ...

  5. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [2] Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator.

  6. These 3 Football Stadiums Have the Best Food on Thanksgiving

    www.aol.com/3-football-stadiums-best-food...

    The festivities aren’t limited to Thanksgiving Day. For an entire week leading up to the game, fans visiting the on-site 1919 Kitchen & Tap, which is open at the stadium year-round, can order a ...

  7. Posted county price - Wikipedia

    en.wikipedia.org/wiki/Posted_county_price

    The PCP reflects changes in prices in major terminal grain markets (of which there are 18 in the United States), corrected for the cost of transporting grain from the county to the terminal. It is utilized under the marketing loan repayment provisions and loan deficiency payment (LDP) provisions of the commodity programs. Rice and cotton use an ...

  8. Physician mortgage loans: A mortgage option for doctors - AOL

    www.aol.com/finance/physician-mortgage-loans...

    Doctors tend to have high enough incomes to keep the risk low, so lenders figure these borrowers can handle their physician loan mortgage payments and student loan repayments. Debt-to-income ratio ...

  9. Present value - Wikipedia

    en.wikipedia.org/wiki/Present_value

    Where, as above, C is annuity payment, PV is principal, n is number of payments, starting at end of first period, and i is interest rate per period. Equivalently C is the periodic loan repayment for a loan of PV extending over n periods at interest rate, i. The formula is valid (for positive n, i) for ni≤3.