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  2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  3. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

  4. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    As with other types of loans, the overall cost of a car loan comes down to one major factor: the annual percentage rate. The APR includes both interest and lender fees, expressed as a percentage.

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a ...

  6. How to Get the Best Car Loan - AOL

    www.aol.com/best-car-loan-195500163.html

    If you're buying a car, learn how to get the best car loan, review where you can get an auto loan, and discover what a good interest rate looks like in 2022.

  7. Interest rate - Wikipedia

    en.wikipedia.org/wiki/Interest_rate

    The existence of the negative overnight deposit rate was a technical consequence of the fact that overnight deposit rates are generally set at 0.5% below or 0.75% below the policy rate. [ 38 ] [ 39 ] The Riksbank studied the impact of these changes and stated in a commentary report [ 40 ] that they led to no disruptions in Swedish financial ...

  8. How Much an Auto Loan Will Cost You for a Used Car in These ...

    www.aol.com/finance/much-auto-loan-cost-used...

    Purchasing a used car is usually cheaper than buying a new one. If you finance the vehicle, you'll generally pay less per month, and it won't depreciate as quickly as a new car fresh off the ...

  9. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    Shopping around is the best way to compare your options. Here’s what to know.