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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

  3. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    The best personal loan rates go to those with the highest credit scores. ... you will likely need to check your auto loan options. 3. Student loans ... Pros and cons of installment loans.

  4. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  5. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Key takeaways. Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO ...

  6. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Taking out a personal loan makes the most sense when you know you can make the monthly payments for the full length of the loan. A few common reasons to take out a personal loan include ...

  7. What can I use a debt consolidation loan for?

    www.aol.com/finance/debt-consolidation-loan...

    Many personal loans, including debt consolidation loans, require you to have a credit score of 670 or better to qualify. The lowest rates go to those with the highest credit scores. You have ...

  8. Pros and cons of emergency loans: How to tell if one is right ...

    www.aol.com/finance/pros-cons-emergency-loans...

    Key takeaways. Emergency loans provide quick access to cash for unexpected expenses, but they come with high fees and interest rates. It is important to carefully consider if an emergency loan is ...

  9. Personal loans are masking Americans’ credit card problems

    www.aol.com/finance/personal-loans-masking...

    According to LendingTree, the average balance for those who paid off between $1,000 and $4,999 in credit card debt with a personal loan saw their average balance dip from $9,541 to $7,004 two ...

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