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The PAN (or PAN number) is a ten-character long alpha-numeric unique identifier. The PAN structure is as follows: Fourth character [P — Individual or Person] Example: AAAPZ1234C. The first five characters are letters (in uppercase by default), followed by four numerals, and the last (tenth) character is a letter.
"PAN" is an acronym for primary account number, i.e., the "card number" on either a debit or a credit card. PAN truncation simply replaces the card number printed on a customer receipt with a printout of only the last four digits, the remainder being replaced usually by asterisks. This hides the card number from anyone who obtains the receipt ...
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The VISA method takes the rightmost eleven digits of the PAN excluding the checksum value, a PIN validation key index (PVKI, chosen from one to six, a PVKI of 0 indicates that the PIN cannot be verified through PVS [29]) and the required PIN value to make a 64-bit number, the PVKI selects a validation key (PVK, of 128 bits) to encrypt this ...
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