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  2. Is it safe to give out my card details over the phone? - AOL

    www.aol.com/finance/safe-card-details-over-phone...

    Use a credit card when paying over the phone, not a debit card. In general, credit cards offer much better fraud protections than debit cards. Although debit cards offer some protections ...

  3. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    Beginning on August 1, 2005, the Fair and Accurate Credit Transactions Act of 2003 took effect, which amended the FCRA to require consumer reporting agencies to include in their credit offers a statement allowing customers to stop unsolicited offers either by phone and mail(1-888-5OPTOUT or 1-888-567-8688) or via https://www.optoutprescreen.com ...

  4. Man Writes Own Credit Card Contract, Sues Bank for ... - AOL

    www.aol.com/news/on-man-writes-own-credit-card...

    But Argarkov isn't done with the bank: His contract calls for a 6 million-ruble ($182,400) termination fee, as well as a 3 million-ruble fine for each violation of the agreement.

  5. Credit card fraud - Wikipedia

    en.wikipedia.org/wiki/Credit_card_fraud

    A fake automated teller slot used for "skimming". Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal.

  6. Virgin Money Australia - Wikipedia

    en.wikipedia.org/wiki/Virgin_Money_Australia

    The card was marketed as a cheaper option to most other credit cards with up to 55 interest-free days and an interest rate of 12.99% (April 2007). Customers were entitled to offers through the credit card's 'Mates rates' scheme, which included offers from other Virgin companies in Australia such as Virgin Blue, Virgin Mobile and Virgin Atlantic ...

  7. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/.../preapproved-credit-card-offers-facts

    But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

  8. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A large fraction of junk mail consists of the credit card offers created from lists provided by the major credit reporting agencies. In the United States, the three major U.S. credit bureaus (Equifax, TransUnion and Experian) allow consumers to opt out from related credit card solicitation offers via its Opt Out Pre Screen program.

  9. Credit and Investments Ombudsman - Wikipedia

    en.wikipedia.org/wiki/Credit_and_Investments...

    The Credit and Investments Ombudsman (CIO) (until 2014 known as the Credit Ombudsman Service) was an Australian alternative dispute resolution or ombudsman that helped settle disputes between consumers and financial credit providers. The organisation was replaced with the Australian Financial Complaints Authority (AFCA) in 2018.