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2. What are construction loans, and how do they work? - AOL

   www.aol.com/finance/construction-loans-154657152...

   Construction loan statistics. Construction loans typically require 20 percent down, at minimum. As of the second quarter of 2023, commercial and non-commercial construction loan volume totaled ...

3. US construction spending beats expectations in December - AOL

   www.aol.com/us-construction-spending-beats...

   U.S. construction spending increased more than expected in December, boosted by single-family homebuilding, but high mortgage rates could curb further gains in new residential construction. The ...

4. What is a construction-to-permanent loan? - AOL

   www.aol.com/finance/construction-permanent-loan...

   A construction-to-permanent loan — also known as a one-time, single-close or construction-perm loan — is a type of mortgage for those building a home. It funds the purchase of land and the ...

5. California Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/California_Housing_Finance...

   The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds. [2] [3]

6. US new home construction surged last month, as mortgage rates ...

   www.aol.com/us-home-construction-surged-last...

   Mortgage rates have come down from their highest levels of last year — 7.79% in October — and are now about a full percentage point below that, at 6.74%. ... The lack of existing inventory ...

7. California HOME Act - Wikipedia

   en.wikipedia.org/wiki/California_HOME_Act

   2021 California Senate Bill 9 (SB 9), [1] titled the California Housing Opportunity and More Efficiency (HOME) Act, is a 2021 California state law which creates a legal process by which owners of certain single-family homes in single-family zoned areas may build or split homes on their property, and prohibits all cities and counties from directly interfering with those who wish to build such ...

8. AOL - Finance News & Latest Business Headlines - AOL.com

   www.aol.com/real-estate

   Realtors group forecasts US 30-year fixed-rate mortgage averaging 6% in 2025. The rate on the popular U.S. 30-year fixed-rate mortgage will average around 6.0% next year and help to boost new ...

9. California housing shortage - Wikipedia

   en.wikipedia.org/wiki/California_housing_shortage

   In October 2017, lieutenant governor and gubernatorial candidate Gavin Newsom said that California should set a goal to produce 3.5 million new homes by 2025. [116] [107] This would require a quadrupling of the current rate of building to almost 400,000 units per year, a rate the state has not experienced since 1954. [117] [118]: 1 [119]